69´«Ã½

Teaching Profession Video

Will the New Law on Teacher Retirement Benefits Affect You? Here’s How to Know

By Mark Lieberman & Lauren Santucci — January 16, 2025 3:19
A teacher leads a lesson in an eighth-grade Spanish class.
Email Copy URL

Editor’s note: This video has been corrected to remove an inaccurate description of the Government Pension Offset (GPO) and its effect on educators prior to its repeal in January 2025. The GPO reduces benefits for pension-eligible public-sector workers, including educators, who receive Social Security spousal or survivors’ benefits. Educators from the 15 affected states who are eligible for spousal or survivors’ benefits will now receive the full amount of those benefits.

President Joe Biden signed the Social Security Fairness Act into law on Jan. 5, prompting hundreds of thousands of educators across the country to wonder whether they’d benefit from the new policy.

Advocates for teachers and retirees have been pressing for years for the federal government to get rid of Social Security policy provisions that limit benefits for certain groups of public-sector workers, including many educators. Congress has granted their wish, including with a rare unanimous vote in the U.S. Senate.

Some educators might see hundreds of dollars more per month in retirement benefits than they would have before this law passed. Some could see a smaller bump. And some won’t be affected at all.

It’s not always easy to determine which group you fall into. Here’s our best attempt to sort out the policy’s implications.

See Also

President Joe Biden signs the Social Security Fairness Act during a ceremony in the East Room of the White House, Sunday, Jan. 5, 2025, in Washington.
President Joe Biden signs the Social Security Fairness Act during a ceremony in the East Room of the White House, Sunday, Jan. 5, 2025, in Washington.
Manuel Balce Ceneta/AP

Mark Lieberman is a reporter for Education Week who covers school finance.
Lauren Santucci is a video producer for Education Week.

Video

Student Achievement Video What the Dismal Nation's Report Card Means for 69´«Ã½ and Math
The latest results of the National Assessment of Educational Progress show declines in students’ reading with some modest progress in math.
Point Roberts Elementary School teacher Jessie Hettinga works with a group of first, second and third graders on reading at the school in Point Roberts, Wa., on Sept. 28, 2017.
Point Roberts Elementary School teacher Jessie Hettinga works with a group of first, second and third graders on reading at the school in Point Roberts, Wa., on Sept. 28, 2017.
Philip A. Dwyer/The Bellingham Herald via AP
Student Well-Being Video Teachers, Try This: Combine Movement and Academics in the Classroom
A P.E. teacher shares some ideas for incorporating movement into the classroom for greater student engagement and more effective lessons.
69´«Ã½ in Melissa Haggett’s first grade class start the day dancing along with Snoop Dogg’s affirmations video at Vergennes Union Elementary School in Vergennes, Vt., on Nov. 18, 2024.
69´«Ã½ in Melissa Haggett’s first grade class start the day dancing along with Snoop Dogg’s affirmations video at Vergennes Union Elementary School in Vergennes, Vt., on Nov. 18, 2024.
Jaclyn Borowski/Education Week
Student Well-Being Video This School Keeps Kids Moving All Day. See How It Works
Inside a school where movement is woven into academics throughout the day.
4:11
Assistant Principal Beth Bearor and kindergartener Rhys Gallup practice letters and letter sounds while walking through a rope ladder during P.E. teacher Robyn Newton’s action-based learning class at Vergennes Union Elementary School in Vergennes, Vt., on Nov. 18, 2024.
Assistant Principal Beth Bearor and kindergartener Rhys Gallup practice letters and letter sounds while walking through a rope ladder during P.E. teacher Robyn Newton’s action-based learning class at Vergennes Union Elementary School in Vergennes, Vt., on Nov. 18, 2024.
Jaclyn Borowski/Education Week
Teaching Video Teachers, Try This: Incorporate Routine Student 'Vibe Checks'
A teacher's tips for mastering the art of digital organization and using student feedback to guide the classroom.
3:35